At a Glance
- H&R Block’s online tax service scores 8.4/10 overall.
- Offers free filing for simple returns, AI help, and a 100% accuracy guarantee- but it’s pricier than rivals.
- Transparent pricing and a 100% refund guarantee.
- Why it matters: It can save taxpayers time, money, and reduce the risk of costly errors.
Tax season can feel like a marathon, but the right software can cut the hours and headaches. The review, titled News Of Fort Worth‘s Best Overall in Tax Year 2025, gave H&R Block an overall score of 8.4/10. This article breaks down why the service stands out-and where it falls short.
Pricing and Affordability
H&R Block’s pricing is clear but not the cheapest. The free online tier is free for simple W-2 filers, while paid tiers start at $35 for the Deluxe plan.
- Free Online: $0 (free federal and state returns)
- Deluxe: $35 + state fee
- Premium: $70 + state fee
- Self-Employed: $85 + state fee
| Tier | Federal | State |
|---|---|---|
| Free | $0 | $0 (free) |
| Deluxe | $35 | $37 |
| Premium | $70 | $37 |
| Self-Employed | $85 | $37 |
Additional costs include multi-state filing fees, a $42 refund-transfer fee if you pay with your refund, and optional audit support unless you use the desktop software.
Eligibility and Use Cases
H&R Block covers most filing scenarios, from simple W-2 returns to self-employment and rental income.
- Simple W-2 with standard deduction
- Itemized deductions up to $1,500 interest/dividend
- Schedule D investment income (import from major brokerages)
- Schedule C self-employment (with or without expenses)
- Schedule E rental income and depreciation
- Foreign tax credits (Form 1116)
Crypto support is limited; high-volume traders may need a dedicated service.
Experience and Ease of Use
The interface feels intuitive on both desktop and mobile, with an interview-style wizard that auto-fills prior year data.
- Easy onboarding
- Import W-2s and 1099s
- Stable app
- Clear navigation
Weaknesses include difficulty downgrading (most data is lost), limited crypto guidance, and some advanced scenarios requiring manual entry.
Features
H&R Block packs a range of tools to ensure accuracy and maximize refunds.
- AI-powered tax assistant
- Real-time error checking
- Audit risk guidance
- 100% accuracy guarantee
- Maximum refund guarantee
- Refund Advance loans up to $4,000 (no fees or interest)
- Extensive tax guidance library
- Ask AI feature
Expert Support
Tax professionals are available online and in person, and a pro review add-on can catch mistakes before filing.
- Live chat Ask a Pro (Mon-Sun)
- Tax Pro Review add-on (cost varies by plan)
- In-person or virtual pro filing
- Audit support add-on (three years after deadline)
Final Verdict
H&R Block offers solid software with a transparent price structure and AI assistance, but its higher cost and limited crypto support are drawbacks. The platform is best for those who want a reliable, feature-rich experience and are willing to pay a bit more.
Key Takeaways
- Overall score 8.4/10
- Strong AI help and refund guarantees
- Transparent pricing but pricier than rivals
- Crypto support is limited
- Ideal for most individual filers
For taxpayers looking for a dependable, feature-rich filing experience, H&R Block’s online service is a strong choice-especially if you value AI help and a clear refund guarantee.
